No, this is not about how to damage people (something far too easy to do, sadly); rather, it is about how there are only three types of damage that can happen to a person. Within each group, you again can get into the almost infinite number of disasters large and small, but you also can begin making practical preparations to counter them all fairly easily.
First up is physical damage. From scraping a knee to traumatic damage, things happen that can harm our bodies. The counters to this range from having basic first aid supplies like bandages and ointment, to keeping a small trauma kit in the car or on you. I actually have one tourniquet in my work vest and the med kit I had in Iraq (updated as needed) in my carry bag that travels with me. Given the amount of travel I currently do, I’m ready to help if I’m one of the first on the scene of an accident.
Again, while we will get into more detail later, it is neither hard nor expensive to plan and prepare for physical damage. Having general first aid kits handy helps you deal easily with the normal day-to-day “ouches” that happen, while having the gear on hand for something more can not only help you or yours, but allow you to help others in the event of an emergency.
The second type of damage is a loss of resources. This could be the loss of power or water, or something more serious like loss of shelter or even the loss of immediate access to food. Look at the resources you use every day, list them out, and you can begin to plan for short- and long-term loss. If you begin to build up spare resources gradually, it is not expensive or time consuming.
Something else to keep in mind is how to make all of this work for you. I bring this up now because some of the things you might not think of immediately can be taken of taxes or earn credits. Thinks like additional insulation or winterization of your house, improving energy efficiency via new appliances, or even alternate power sources may have tax benefits and in some cases there are even programs to help you do this if you meet income requirements.
The final type of damage is financial, and it is the type of damage seldom covered in most works on preparedness. At best, most discuss keeping cash or other means of payment on hand. While I agree on the need to do this, what I would prefer you to look at is how you can prepare for anything from being out of work a week or three to a major recession or even depression. It’s not only about putting a little away, but also how to put some of that into forms that can ride out economic downturns that can come with a large-scale disaster. While it can be argued that financial is a resource, it is a specialized type of resource that deserves it’s own planning.
The Series In Order: